FINN: Drive your new car all-inclusive
FINN: Drive your new car all-inclusive
By: Simon Richardson
Last update 2023-02-28 Reading time 1:50 min

This article about Borrow breaks down everything you need to know about the company, how their contracts work, and what your options are with regards to extending, upgrading, canceling, and more. We’ve even given you a guide on vehicles and guide pricing, so you can easily compare subscriptions and make an informed decision.

About Borrow

Borrow is a car subscription service that offers electric vehicles for collection from their headquarters in West Hollywood, Los Angeles, CA. Unlike other subscription services, Borrow only offer their vehicles on 3, 6 or 9-month terms, with new terms agreed at the end of each subscription. As an electric car provider, Borrow also supply chargers and an allowance of one free car wash per month, as well as offering prepayment terms for customers with poor credit.

How it works

The Borrow process is much like its competitors, but doesn’t involve flexible flipping or upgrading:

  • Sign up and choose your vehicle
  • Choose a term – 3, 6 or 9-month terms are available
  • Pay first month in advance, or prepay the entire subscription if you have poor credit
  • Start driving
  • Return car at the end of the term, and arrange to renew, change car or walk away

While you have the car, you’re expected to keep it on good condition, but Borrow help by giving you one free emailed coupon for a car wash each month. They also provide a home charger so you can charge your vehicle at home or out and about.

Cost and fees

Borrow charge a one-off $25 sign on fee, as well as a $50 cleaning fee when your car is returned. You must also either arrange your own insurance or arrange for separate insurance through one of Borrow’s preferred insurers.

The costs for the four cars are:

Smart Fortwo:
$199/month for 9 months
$249/month for 6 months
$299/month for 3 months

Fiat 500E:
$399/month for 9 months
$449/month for 6 months
$499/month for 3 months

$524/month for 9 months
$574/month for 6 months
$624/month for 3 months

Tesla Model S:
$1099/month for 9 Months
$1299/month for 6 months
$1499/month for 3 months

Brands and models

Borrow keep it simple with four different vehicles available to choose from:

  • Smart Fortwo
  • Fiat 500E
  • BMW I3
  • Tesla Model S

Notice periods

As Borrow operates on 3, 6 or 9-month contracts, new contracts for new vehicles are negotiated at the end of each term, with no early cancelation possible without charges.

What’s special about Borrow?

Borrow’s main feature is that it only offers electric cars, keeping its fleet limited to four different vehicles that cover a wide price range. They provide chargers with each car, but charging can also take place at any ChargePoint station, or EVgo station depending on the vehicle.

Borrow also offer one free car wash per month in the form of a coupon. Their mileage restrictions are based on their own user data, but the charges for going over aren’t outlandish.

Social media

Borrow have an active social media presence on Facebook, Twitter and Instagram.


As a fully electric car subscription service, Borrow have positioned themselves as one of the market leaders for environmentally friendly options in this market. This is currently an LA-based service with four cars available at prices to suit almost any car owner’s budget. They do offer cars to anyone over 18, rather than focusing on the 21 mark like many of their competitors. They also offer prepayment so those with poor credit don’t need to miss out.

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Borrow Reviews

4.2 of 5 stars
3 Reviews
4.2 of 5 stars

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  1. Great service – slightly limited range, but I guess that’s because electric cars are quite new. A bit inconvenient as there aren’t many charging points though. - from Brandon P | 2020-05-13
  2. One of the cheapest subscription services around. All electric too, which is pretty cool. I think it’s definitely worth giving them a go. - from Joe Malone | 2020-04-21
  3. I think that we should all do more for the environment and Borrow give you a chance to do your bit. Easy access to electric cars should be commended. - from 76trombones | 2020-02-20
  4. I chose Borrow because I wanted to try switching to electric. They make everything super easy and you get credits for certain charging points, which is cool. The price is good too, and I sure noticed the dollars I saved from not paying for gas! - from Mikethetrike | 2020-01-27

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